Please note, our policies do not provide cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office (FCO) advises against all or “all but essential” travel.
Our policies will also not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2), any mutation of Coronavirus, COVID-19 or SARs-COV-2
or any pandemic or fear or threat of any the above. We also can not cover any claims relating to any fear or threat concerning these viruses. This general exclusion applies to all sections of cover except
for the Emergency Medical Expenses section.
Please take reasonable care to answer all the questions honestly and to the best of your knowledge and provide full answers and relevant details.
If you do not answer the questions honestly or to the best of your knowledge then your policy may be cancelled, or your claim rejected or not paid in full.
If anything is incorrect or has changed, or you have any questions, please let us know so that we can update your insurance requirements if needed.